Motor Insurance

Core Coverage: Covers vehicle damage from collisions, fire, floods, and theft, as well as third-party liability according to the policy type (Type 1, 2+, 2, 3+, 3).

Popular Add-ons: Medical expenses for the driver and passengers, car replacement during repair, windshield and rear glass coverage, protection for accidents without another party, and reduction of deductible (excess).

Service Highlights: Comparison of offers from multiple companies, contracted repair garage network, 24/7 emergency claim services, and consultation to adjust plans based on actual usage.

Ideal For: Vehicle owners who want comprehensive asset protection and peace of mind.

Compulsory Motor Insurance (CTPL)

Core Coverage: Medical expenses for victims of land vehicle accidents as required by law; covers injury, death, or disability of victims within specified limits.

Key Facts: This is a mandatory policy required for every vehicle before renewing the annual road tax. It does not cover damage to the policyholder's own vehicle (additional voluntary insurance is required).

Our Services: We verify the accuracy of coverage limits, provide guidance on claiming benefits, and offer advice when you wish to purchase additional protection.

Ideal For: All drivers who want to comply with the law and provide primary protection for accident victims.

Fire Insurance

Core Coverage: Covers damage to buildings, structures, and assets from fire, lightning, explosions, and related damage, such as water damage from firefighting efforts.

Extended Coverage Includes: Protection against certain natural disasters (as per policy terms), Public Liability, and Business Interruption.

Our Services: On-site risk assessment, policy design based on asset value, and incident management to ensure a fast claims process.

Ideal For: Homeowners, commercial building owners, factories, and businesses seeking to protect their primary assets.

Core Coverage: A wide range of products covering specialized risks, such as Professional Indemnity (PI), Public Liability (PL), Electronic Equipment Insurance, Contractors’ All Risks (CAR), and Machinery Breakdown (MB), as well as Travel and Personal Accident (PA) insurance.

Key Advantages: Customizable coverage tailored to specific business types, risk profiles, and contractual requirements.

Our Services: We provide business risk analysis, design multi-coverage package solutions, and negotiate terms and conditions with insurance providers on your behalf.

Ideal For: SMEs, contractors, service providers, and organizations requiring specialized commercial protection.

Marine Cargo and Logistics Insurance

Miscellaneous Insurance

Core Coverage: Protection against damage or loss of goods during sea, land, or air transit. This includes coverage for accidents occurring during the loading and unloading processes.

Policy Types: Marine Cargo, Marine Hull (vessels), Freight Insurance, Transit Insurance, and Warehouse-to-Warehousecoverage.

Special Conditions: Coverage extends to loss from theft, damage resulting from vehicle or vessel accidents, and weather-related risks as specified in the agreement.

Our Services: We provide expert advice on packaging, route-based risk assessment, and policy drafting aligned with international trade contracts (Incoterms). We also facilitate claims coordination between the shipper and the consignee.

Ideal For: Importers, exporters, logistics companies, transport operators, and businesses engaged in cross-border trade.

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